Advantages of Mutual Funds: Benefits of Investing in 2024 (2024)

Bajaj Finance Limited (“BFL”) is a Non-Banking Financial Company carrying the business of acceptance of deposits, providing lending solutions to Retail & Corporate customers, and is a Corporate agent of various insurance Companies. BFL is also registeredwith the Association of Mutual Funds in India (“AMFI”) as a distributor of third party Mutual Funds (shortly referred as ‘Mutual Funds’).

BFL does NOT:

(i)provide investment advisory services in any manner or form;

(ii)perform risk profiling of the investor;

(iii)carry customized/personalized suitability assessment;

(iv)carry independent research or analysis, including on any Mutual Fund schemes or other investments; and provide any guarantee of return on investment.

In addition to displaying the Mutual fund products of Asset Management Companies, some general information is sourced from third parties, is also displayed on ‘As-is’ basis, which should NOT be construed as any solicitation or attempt to effect transactions in securities or the rendering any investment advice. Mutual Funds are subject to market risks, including loss of principal amount and Investor should read all Scheme /Offer related documents carefully. The NAV of units issued under the Schemes of mutual funds can go up or down depending on the factors and forces affecting capital markets and may also be affected by changes in the general level of interest rates. The NAV of the units issued under the scheme may be affected, inter-alia by changes in the interest rates, trading volumes, settlement periods, transfer procedures and performance of individual securities. The NAV will inter-alia be exposed to Price / Interest Rate Risk and Credit Risk. Past performance of any scheme of the Mutual fund do not indicate the future performance of the Schemes of the Mutual Fund. BFL shall not be responsible or liable for any loss or shortfall incurred by the investors. There may be other / better alternatives to the investment avenues displayed by BFL. Hence, the final investment decision shall at all times exclusively remain with the investor alone and BFL shall not be liable or responsible for any consequences thereof.

Bajaj Finserv Direct Limited, (“BFDL”), a wholly owned subsidiary of Bajaj Finserv Limited (is a Registered with SEBI as an Investment Advisor with Registration no. INA000016083). BFDL enables resident Indian customers to directly invest in third party mutual funds through its online platform. BFDL entered into a referral arrangement with BFL, whereunder, BFL may, without risk or responsibility on its part, refer the resident Indian customers who are interested in placing their investments in Direct Mutual Funds through BFDL online platform. Investment by a person residing outside the territorial jurisdiction of India is not acceptable nor permitted.

Disclaimer on Risk-O-Meter:
Investors are advised before investing to evaluate a scheme not only on the basis of the Product labeling (including the Riskometer) but also on other quantitative and qualitative factors such as performance, portfolio, fund managers, asset manager, etc. and shall also consult their financial advisers, if they are unsure about the suitability of the scheme before investing

Advantages of Mutual Funds: Benefits of Investing in 2024 (2024)


Which mutual fund is best to invest in 2024? ›

Best Corporate Bond Funds to invest in April 2024:
  • HDFC Corporate Bond Fund.
  • Aditya Birla Sun Life Corporate Bond Fund.
  • ICICI Prudential Corporate Bond Fund.
  • Sundaram Corporate Bond Fund.
19 hours ago

Which fund to invest in 2024? ›

The Fidelity Cash Fund is one of the four funds selected by Fidelity's Investment Director Tom Stevenson as his picks of 2024. The Fidelity Global Technology Fund was the most popular actively managed equity fund over the quarter, ranking third for SIPP purchases and fifth for ISAs.

What are the advantages of mutual funds as an investment? ›

Mutual funds offer diversification or access to a wider variety of investments than an individual investor could afford to buy. There are economies of scale in investing with a group. Monthly contributions help the investor's assets grow. Funds are more liquid because they tend to be less volatile.

What bonds to invest in 2024? ›

Our picks at a glance
1Vanguard High-Yield Corporate Fund Investor Shares (VWEHX)6.40%
2T. Rowe Price High Yield Fund (PRHYX)7.02%
3PGIM High Yield Fund Class A (PBHAX)7.22%
4Fidelity Capital & Income Fund (fa*gIX)6.16%
5 more rows
Mar 15, 2024

Which mutual fund is best for next 5 years? ›

Best SIP Plans for 5 Years to invest (Debt)
FundAUM (In Crs)5 Yr Return (%)
ICICI Prudential All Seasons Bond Fund Direct Plan Growth₹11914 Cr8.35 %
SBI Dynamic Bond Fund Direct Growth₹3070 Cr7.99 %
Kotak Dynamic Bond Direct Growth₹2544 Cr7.7 %
Bandhan Dynamic Bond Fund - Direct Plan - Growth₹2337 Cr7.64 %
1 more row

Is it good to invest in mutual funds for 3 years? ›

Long-term investments in mutual funds generate even better returns along with the benefit of compounding. Short-term mutual fund investments have low risks compared to long-term investments. Short-term investments are more suitable for short-term goals like travelling and wedding ceremonies.

Will 2024 be good for stocks? ›

Stocks and bonds deliver positive returns and cash underperforms both as the Fed pivots to rate cuts. Stocks and bonds may both be poised for success in 2024. Easing inflation and a pivoting Fed should reduce headwinds that have faced both asset classes in recent years.

What is the safest investment with the highest return? ›

Here are the best low-risk investments in April 2024:
  • High-yield savings accounts.
  • Money market funds.
  • Short-term certificates of deposit.
  • Series I savings bonds.
  • Treasury bills, notes, bonds and TIPS.
  • Corporate bonds.
  • Dividend-paying stocks.
  • Preferred stocks.
Apr 1, 2024

What is the best investment for next 20 years? ›

Details of Features of Best Investment Options 2024
  • Unit Linked Insurance Plan (ULIP) ULIP stands for Unit Linked Insurance Plans. ...
  • Capital Guarantee Plans. ...
  • Pension Plans. ...
  • Child Plans. ...
  • Senior Citizen Savings Scheme (SCSS) ...
  • National Pension Scheme (NPS) ...
  • Post Office Monthly Income Scheme (POMIS) ...
  • Public Provident Fund (PPF)

What are the pros and cons of mutual funds? ›

One selling point is that they allow you to hold a variety of assets in a single fund. They also have the potential for higher-than-average returns. However, some mutual funds have steep fees and initial buy-ins. Your financial situation and investment style will determine if they're right for you.

Is it advisable to invest in mutual funds now? ›

There is no better time to start investing. It is very difficult to time the markets and although the markets are due for a correction, it would not be wise to wait further. Also, when it comes to SIPs, there is not much merit in timing the markets. We would suggest you invest in different mutual fund categories.

What are two main reasons you would invest in a mutual fund? ›

There are several specific reasons investors turn to mutual funds instead of managing their own portfolio directly. The primary reasons why an individual may choose to buy mutual funds instead of individual stocks are diversification, convenience, and lower costs.

How will mutual funds do in 2024? ›

The massive inflow in hybrid funds pushed the category's AUM to Rs 7.2 trillion in March 2024, a significant increase of 51 per cent from FY23. Overall, the mutual fund industry saw its AUM reach a record high of Rs 53.40 trillion in March 2024, reflecting a positive trend.

Is 2024 a good time to buy bond funds? ›

Vanguard's active fixed income team believes emerging markets (EM) bonds could outperform much of the rest of the fixed income market in 2024 because of the likelihood of declining global interest rates, the current yield premium over U.S. investment-grade bonds, and a longer duration profile than U.S. high yield.

Is 2024 a good year to invest in bonds? ›

Credit spreads remain very tight, and the yield you can earn when adjusted for duration favors high-quality intermediate bonds. So, investors are not really being paid to take on credit or interest rate risk.” Others have said that 2024 might be the time to invest toward the longer end of the risk-return spectrum.

Which mutual fund is best in future? ›

List of Long Duration Duration Mutual Funds in India
Fund NameCategoryRisk
SBI Long Term Equity FundEquityVery High
Bandhan Tax Advantage (ELSS) FundEquityVery High
ICICI Prudential Large & Mid Cap FundEquityVery High
Motilal Oswal Large and Midcap FundEquityModerately High
12 more rows

Which mutual fund is best for 10 years investment? ›

  • Aditya Birla Sun Life Corporate Bond Fund. ...
  • Quant Large And Mid Cap Fund. ...
  • Tata Digital India Fund. ...
  • Edelweiss Large Cap Fund. ...
  • Kotak Bluechip Fund. ...
  • SBI-Focused Equity Fund. ...
  • UTI Flexi Cap Fund. ...
  • Axis Focused 25 Fund. Axis Focused 25 Fund, a Focused mutual fund scheme from Axis Mutual Fund.
Feb 20, 2024

What is the highest performing mutual fund? ›

Best-performing U.S. equity mutual funds
TickerName5-year return (%)
STSEXBlackRock Exchange BlackRock16.27%
USBOXPear Tree Quality Ordinary16.13%
FGLGXFidelity Series Large Cap Stock16.08%
PRCOXT. Rowe Price U.S. Equity Research16%
3 more rows
Mar 29, 2024

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