Yes, Geico is cheaper in California than most other major car insurance companies. In fact, state-minimum coverage from Geico costs about 55% less than the California average of $60 per month, and full coverage from Geico sells at a similar discount. Geico also offers a variety of discounts that can help California drivers save even more.
Cheapest Car Insurance in California by Company
Company | Premium |
| Geico | $462 per year |
| USAA | $487 per year |
$523 per year | |
$529 per year | |
$549 per year |
Note: Rates are an approximation based on a 45-year-old male with minimum coverage. Actual rates will vary.
To learn more, check out WalletHub's full Geico review.
This answer was first published on 06/08/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
How much is the cheapest car insurance in California?
The cheapest car insurance in California costs an average of $62 per month ($748 per year), which is significantly less expensive than the national average cost of car insurance. Some of the cheapest car insurance companies in California include Wawanesa, Geico, and USAA.
Cheapest Car Insurance Companies in California
Company | Average Premium |
$748 per year | |
$796 per year | |
$807 per year | |
$893 per year | |
$976 per year |
Note: Premiums are representative...
What car insurance discounts are available in California?
You can get car insurance discounts in California based on how you drive, the car you own, and your relationship with your insurance company. In California, car insurance companies are allowed to consider factors like marital status, driving experience, and insurance history when setting premiums. That means there are also discounts available for being married or driving safely over time.
In California, insurance companies cannot use customer loyalty to determine rates. That means you can't...
Why is Geico so cheap?
Geico is so cheap because it sells insurance directly to consumers and offers a lot of discounts. Direct-to-consumer insurance sales eliminate the cost of middlemen and allow Geico to have significantly fewer local offices and agents than companies like State Farm and Allstate. Having a smaller agent network lowers Geico's overhead costs so they can pass those savings on to consumers.
Average Rates for Geico vs. Top Competitors
| Company | ... | Full Coverage |
